DBS For Young Adults

2021-10-26 13:30:06 READ this before you go ESG investing

Green investing. Impact investing. Ethical investing. The list goes on – you’ve probably heard them all. The latest buzz in investment town.

Well, they all fall under an umbrella term: ESG Investing, with ESG factors covering a broad range of issues – from avoiding investing in companies that fund terrorism to financing green energy initiatives.

Sounds good, right? Do good... grow your money... Not quite, my friend. It's not that simple. (There's always more than meets the eye so you need to do your research)

Here are some considerations and strategies you need to REALLY take note of before you commit your hard earned money.

All the deets here:

3.2K viewsedited  10:30

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2021-10-22 14:00:06 Skrt Skrt. DBS Live Fresh: Carbon Zero Cruiser coming through.

Calling all skaters, eco warriors & #DBSLiveFresh fam - #FreshDropFriday is back, with its freshest giveaway yet.

what’s popping?
Stand a chance to be one of 100 peeps to cruise away with a limited exclusive cruiser with every S$50 spend on your DBS Live Fresh Card. Plus, DOUBLE your chances when you spend at our selected sustainable merchants!

Promo ends on 31 Dec 21
No registration required

New to the Live Fresh fam?
Bonus 18% cashback for new Live Fresh sign-ups with promocode ‘MORECASH’
Best part? You get double the chance of winning!

More deets:
Stay tuned for more #FreshDropFriday coming your way!

13.8K views11:00

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2021-10-21 13:30:06 Is my money OUR money?!

As promised, the Daily Ketchup is back with another episode! Whether you’re single or attached – you’ll wanna watch this one as the gang discuss money matters in a relationship.

So grab some grub , get comfy and tune in (coz things are about to get real saucey!)

Tea spilled here:

This episode is in collaboration with The Daily Ketchup team.

21.7K views10:30

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2021-10-20 12:11:05 Open / Comment

2021-10-18 10:00:06 Warning: There are no guarantees in any investment schemes (if it sounds too good to be true, it probably is)

Did you know?
There were 1054 investment scams here in the first half of 2021. That’s 3x what we saw in the same period last year (shocking, right?).

Investment scams are getting more sophisticated, it might not always be easy to discern the legit from the fraudulent.

3 things to note:
Be cautious of schemes that claim to have low/no risk while promising high returns (remember high returns = high risk)

Verify if a firm is regulated to provide financial services through the MAS Financial institutions directory:

Always ask, check and confirm before committing to an investment

All the deets here:

37.9K viewsedited  07:00

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2021-10-15 10:00:07 Psst. A PayLah! bot is coming your way!

From 18 Oct, you can summon the bot simply by typing @PayLahBot in your Telegram texts with friends to request and send money while chatting. It's so natural, you'll never be caught in an awkward money situation again.

To celebrate, we're giving away a pair of Apple AirPods to the people who use it the most!

From 18 October until 25 November 2021, use @PayLahBot on Telegram to make payments

Be one of the top 25 users with the highest no. of unique recipients between contest period


More content and contests otw.
Invite a friend to join us! https://t.me/dbsforyoungadults Open / Comment

2021-10-12 13:45:06 The 101s to improving your credit score

We’ve seen what a good credit score can do for our financial health. But what are some actionable steps we can take to improve it?

TLDR; credit reports reflect your credit history for the past 12 months. Which means… you can improve your score by doing the following in the next 12 months:

Be disciplined in your spending habits
Avoid late or partial credit card payments
Scale back on your credit card collection
Limit the no. of credit facilities that you have across different financial institutions

It’s a slow and steady process, but building good habits and knowing what you should avoid is the first step to a better financial health!

All the deets here:

2.6K views10:45

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2021-10-09 07:31:06 Staycay calories don't count, right? ...Right??

Coz 10.10 DBS Extra Bonus Day is all about that staycay and makan all day life.

So if you're about that life , we 10/10 would recommend this for you:

8% cashback on DBS/POSB Cards on online takeaways
58% cashback for your first hawker or WhyQ transaction with PayLah!
S$10 cashback on DBS marketplace when you book for leisure or travel

Living your best life? Remember to get you and your finances covered:

S$18 cashback when you invest on digiPortfolio or in Unit Trusts with DBS
Up to S$49.60 in rewards when you get digital life insurance plans and TravellerShield Plus.

All the deets here:

1.6K views04:31

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2021-10-06 13:30:06 Open / Comment